Rates are subject to change without notice based on market conditions. Rate/APR and terms may vary based on the creditworthiness of the individual. All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications and will vary upon your lock-in period, loan type, credit score, purpose and loan to value.  Rates quoted are based on a 740 credit score, owner occupied, one-unit, single family detached home, $250,000 Loan Amount, 30 day rate lock, 20% equity.  No prepayment Penalty.